Open Enrollment is closed, what is a special enrollment period (SEP)

Most people don’t realize what it means when you hear that the open enrollment for health insurance has ended for 2014.  Because of the new Affordable Care Act (ACA), basically if you are without insurance … in order to get…

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Are you too Poor for Obamacare?

Yes, you can be too poor or not make enough to qualify for a subsidy and apply for “Obamacare”.  If you are in a state that didn’t expand Medicaid, such as Texas, and you make less than $11,490 annual income…

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What if I need coverage that starts before January 2014?

You can buy individual insurance that starts before January 1, 2014. We can help you find your options. Please note, since the ACA (Affordable Care Act) doesn’t take place until January 1, some rights and benefits won’t apply yet. You…

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