Open Enrollment is closed, what is a special enrollment period (SEP)

Most people don’t realize what it means when you hear that the open enrollment for health insurance has ended for 2014.  Because of the new Affordable Care Act (ACA), basically if you are without insurance … in order to get…

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How To Report Changes on Healthcare.gov – Income, Dependents, Etc

So you enrolled in an ACA plan for 2014 AND you got a discounted rate (or a subsidy) from the government.  One thing you have to make sure you do is keep all of your information current so that you…

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Are you too Poor for Obamacare?

Yes, you can be too poor or not make enough to qualify for a subsidy and apply for “Obamacare”.  If you are in a state that didn’t expand Medicaid, such as Texas, and you make less than $11,490 annual income…

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Health Reform Poll Numbers

In Health Reform Weekly an article published by Aetna … we read about some startling facts. Health Reform Weekly – Aetna – Week of February 3, 2014 Despite the publicity surrounding the problem-plagued launch of new health insurance exchanges and…

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BCBS of Texas FAQ – New Applications

Due to the fact that BCBS of Texas is experiencing unusual call volume, they have posted some Frequently Asked Questions to help during this time. Whether you are choosing a new health plan or have questions about an existing plan…

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What if I need coverage that starts before January 2014?

You can buy individual insurance that starts before January 1, 2014. We can help you find your options. Please note, since the ACA (Affordable Care Act) doesn’t take place until January 1, some rights and benefits won’t apply yet. You…

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What are the Obamacare Plan Benefits?

Well let me first say, “Obama” nor the government has created “plans”. They passed a law that said the insurance company had to create plans that had the following features and they were going to “regulate” them to make sure…

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